Which of the following is a key component of steering?

Which of the following is a key component of steering?

• A. Encouraging home ownership
• B. Promoting community diversity
• C. Limiting access to certain neighborhoods
• D. Educating clients on fair housing

Answer: (C)

Steering is a discriminatory practice in real estate where agents guide prospective buyers or renters toward or away from certain neighborhoods based on characteristics such as race, ethnicity, or other protected classes. This practice violates fair housing laws, which are designed to ensure that individuals have equal access to housing regardless of their background. The choice that identifies a key component of steering is limiting access to certain neighborhoods. This practice reinforces segregation and prevents individuals from exploring housing opportunities fully. By directing individuals based on their identity or characteristics, it not only restricts their choices but also perpetuates systemic inequalities within communities. In contrast, promoting community diversity, encouraging home ownership, and educating clients on fair housing do not encapsulate the concept of steering, as these actions are aligned with the principles of fair housing and aim to foster inclusivity rather than limit access based on discriminatory factors.

Steering is a discriminatory practice in real estate where agents guide prospective buyers or renters toward or away from certain neighborhoods based on characteristics such as race, ethnicity, or other protected classes. This practice violates fair housing laws, which are designed to ensure that individuals have equal access to housing regardless of their background.

The choice that identifies a key component of steering is limiting access to certain neighborhoods. This practice reinforces segregation and prevents individuals from exploring housing opportunities fully. By directing individuals based on their identity or characteristics, it not only restricts their choices but also perpetuates systemic inequalities within communities.

In contrast, promoting community diversity, encouraging home ownership, and educating clients on fair housing do not encapsulate the concept of steering, as these actions are aligned with the principles of fair housing and aim to foster inclusivity rather than limit access based on discriminatory factors.